1. Suzuki Financial Services car finance is flexible.

We’re talking yoga-pants flexible. You have control over your vehicle, model grade, colour, and accessories. Then, you get the choice of finance options – a standard Suzuki Fixed Rate Car loan, or SuzukiSecure with a Guaranteed Future Value* – the amount your Suzuki will be worth to us at the end of your finance term (see number 6 in this article) – and lower monthly repayments^. From there, select a deposit amount, or skip it. Choose the loan term, from 1 to 7 years with a Suzuki Fixed Rate Loan, or up to 4 years with SuzukiSecure. Set your final lump sum payment (also known as a balloon payment) if applicable. And if you’re not sure what works best, you can play with all these loan factors and work out your repayments using our build & price tool and online repayment calculator.

2. Your car finance is tailored to you. 

Suzuki Financial Services tailors a competitive finance rate to you – based on your personal circumstances, credit score and loan requirements. As we mentioned earlier, your Suzuki car loan is tailored to your choice of everything – your vehicle, loan term (from 1 to 7 years, depending on your loan type), deposit amount (or not), final lump sum payment or balloon amount (if you want it), the annual kilometres you expect to drive (for SuzukiSecure), and more. Pay weekly, fortnightly, or monthly. Tweaking any of these factors will tailor your repayments to best fit your life. A larger balloon payment and longer finance term will reduce your monthly payments. Increasing your deposit will reduce the total interest you pay. So much choice! Find your best car loan fit using our build & price tool and online repayment calculator.  

3. The car financing process from start to finish.

You can apply at your Suzuki dealership, fresh from a test drive with that new-car smell still on your clothes. Then sit down for a chat with our financing pros and have a coffee while we do the (boring but important) paperwork and legwork for you. We know sorting financial stuff is a headache, so we do our best to make it as convenient, smooth and stress-free as possible. If you’re approved, you’ll be ready to hit the road, and you can manage your loan with ease through the Suzuki Financial Services Online customer portal including making any changes you need to keep up with your life.

4. You’re backed by car financing expertise.

Suzuki car finance is provided by Suzuki Financial Services, giving you security for the road ahead – wherever it leads. That means your finance is backed by a well-established company with solid experience in making car finance fun. You get to enjoy the good times with the confidence of the Suzuki name behind your vehicle financing.

5. You’ll learn (and love) Suzuki math.

You’ve heard of girl math and dog math – but have you heard of Suzuki math? Suzuki Financial Services car finance is designed to make new car ownership more attainable for more drivers. It all starts with our great range of competitively priced Suzuki cars and small SUVs. Lower purchase price = lower finance amount = more affordable monthly repayments. That’s Suzuki math. Plus, our SuzukiSecure and Suzuki Fixed Rate Car Loans calculate your interest rate based on your personal circumstances, so your repayment is tailored to you.

6. You can enjoy lower monthly repayments^ with a Guaranteed Future Value.

A Guaranteed Future Value with SuzukiSecure car finance lets you see the future. No, it doesn’t give you psychic powers (duh) – but you will know in advance what your vehicle is worth to us at the end of your loan term. You can drive with peace of mind and lower monthly repayments^ compared to a standard fixed rate car loan with an equivalent term. At the end of your loan, you decide whether to keep, trade or return your vehicle. Even better, if the trade-in value is higher than the Guaranteed Future Value, you can put the balance towards a new Suzuki. A great option for drivers who want to upgrade to the latest Suzuki model more often. To see how the SuzukiSecure finance options affect your repayments, check out our finance calculator.

7. You can estimate your car finance repayments online.

It’s easy to work out what you can afford, because you can estimate your repayments using Suzuki’s online calculators. First things first – use our build & price calculator to build the Suzuki you dream of, whether that’s a Super Black Pearl Swift Hybrid PLUS or a Jungle Green Jimny XL manual with Roof Rack & Snowboard carrier. Next, estimate your finance repayments with a Suzuki Fixed Rate Car Loan or SuzukiSecure with a Guaranteed Future Value. Toggle the loan term, estimated annual kms, deposit, final lump sum payment and more to get an idea of your repayments, to help you take the wheel with confidence.  

8. You can manage your Suzuki Financial Services car loan online.

Control your car finance with a few taps and clicks using the Suzuki Financial Services Online portal. Once logged in, you can view your account balance, check your contract details, calculate a payout quote, generate statements, and update your payment or contact details, any time of the day (or night). It’s so easy, even Gran could manage it.

9. Suzuki Financial Services car finance lets you have more FUN!

Suzuki car finance is built to let you take the wheel and get into a great vehicle, faster, freeing you up to focus on the good times ahead. Suzuki Financial Services offers flexible options that work for real drivers like you – who have better things to do with their time than running around for their car loan.